Financing
World ClassFinancing
Pre-Purchase Commitment: You can go beyond the pre-qualification process with the full assurance of a complete mortgage commitment before you purchase.
Renovation Plus: A specialized loan program that allows you to build in the cost to renovate your dream home.
First Home Club: Open a savings account and for every $1 that you deposit, you’ll receive an additional $4 (up to $7,500) to be used towards a down payment and closing costs.
Physician Plus: A unique program for medical residents to “buy more” while “earning less”.
My First Home: This program allows qualifying borrowers to finance many of the closing costs into the rate thus making it easier and more affordable to become a homeowner.
Term Adjustable Rate: Do you plan to own your home for less than 10 years or interested in maximizing your cash flow…a term adjustable rate mortgage may be a perfect fit.
100 Percent Financing: Finance up to 100% by pledging eligible securities and eliminate the need to liquidate assets.
Family Assist: Assist a family member in financing up to 100% of a primary residence by pledging eligible securities. This can be done without co-signing on the loan, paying gift taxes or disrupting your investment strategy
Benefits of 100% Financing:- Reduce your down payment and eliminate mortgage insurance with no additional fees or higher interest rates.
- Keep your investment strategies on track and remain fully invested.
- Possibly gain tax benefits by increasing the amount of your tax-deductible mortgage interest expense.
*Certain income, credit, geographic and other restrictions apply. Offers are subject to change. Not all applicants will qualify for a mortgage. Please note that some financial institutions may require opening an account and pledging eligible securities to qualify. All loans are subject to credit approval. Consult your tax consultant and mortgage banker to determine which plan may be right for you. Scott Wander is not a licensed mortgage banker.